A local businessman and former commercial real estate agent has been sentenced on  federal wire fraud and bankruptcy fraud charges. 59-year-old Michael Wayne Harding of Keswick was sentenced to two years and six months in prison following a hearing in Charlottesville federal court. Harding pleaded guilty last year to one count of wire fraud and one count of bankruptcy fraud. Harding also was ordered to pay more than $2 million in restitution. Harding was the president and only employee of a company called HMC Holdings. Federal prosecutors say he allegedly created fake invoices in order to secure mortgages for properties on which he claimed to make improvements. They say Harding converted the checks from the mortgage companies to his own use. Harding also admitted that he filed false information after declaring bankruptcy.